Independent Financial Planners

Our Guiding Principle

Every Encounter Matters

Nothing can replace the personal relationship we have with our clients. Our organization is structured so our financial advisors are available to meet and review your financial plan—on your schedule. Technology has impacted financial advising in significant ways. We embrace change and use technology to serve you better and enhance our personal relationship with you.

Fiduciary Financial Advisors

We hold to the fiduciary standard to act in the best interest of our clients with good faith and trust. With fee-only compensation, we provide transparent wealth management and financial planning services. We always have and always will advocate for what is best for you.

Financial Planner vs. Investment Manager?

We are independent, comprehensive financial advisors. This encompasses far more than selecting investments. After all, what good are your investments if the complementary issues – tax analysis, estate planning, risk management, and pension planning – haven’t been addressed?

Organize Your Financial Life

Organizing your finances is both comforting and liberating. When your finances are thoughtfully structured and managed, it frees you to whole-heartedly pursue your personal and family goals. We combine our 60+ years of experience and state-of-the art technology to help you craft a sound, comprehensive financial plan.

Services

Our passion is to help families within five years of retirement or already retired to build a holistic financial plan. With a solid plan, clients can turn their investments into income and protect their principal for future generations.

Comprehensive Financial Plans

Objective. Analytical. In-depth. We help you navigate the complex world of retirement planning, pension planning, investment management, risk management, tax planning, estate planning and philanthropy. You'll find our recommendations backed by a complete analysis using planning software. Going forward, we rely on ongoing in-depth analyses to guide us.

Retirement Planning

Retirement decisions can be complex and puzzling. Retirement may be right around the corner or a distant goal, but it is never too early to start planning. Our focus is on simplifying these important retirement decisions and guiding our clients toward the plan that fits them best.

Pension Planning

We are specifically equipped to address the unique planning needs of Public School Retirement System of Missouri (PSRS) and Public Education Employees of Missouri (PEERS) members. Two of our advisors are retired teachers and PSRS members. We have over 15 years of experience helping PSRS and PEERs educator members make wise decisions regarding their pensions.

Investment Management

We abide by the fiduciary standard to act in the best interest of our clients. Our investment management recommendations are not motivated by commissions, nor are there any proprietary investments. We use a Chartered Financial Analyst (CFA) to oversee and adjust our portfolios.

Risk Management

Too many financial firms focus solely on investments while ignoring the need to insure and protect assets. We perform a thorough risk analysis for every comprehensive plan. Our experience with PSRS and PEERS pensions taught us the value of life insurance as a tool for protecting a pension benefit and creating an asset that can carry on to the next generation. 

Tax Planning

Tax strategies play a large part in any comprehensive financial plan, and we coordinate our comprehensive plans with tax professionals to make sure we are being proactive.

Estate Planning and Philanthropy

Estate planning is the ribbon that ties your comprehensive financial plan together. Multi-generational planning is essential, yet it is often overlooked or pushed “down the road.” Our responsibility is to help you organize your financial life, and the estate planning piece gives our clients confidence knowing their assets will pass to future generations. In addition, estate planning opens avenues for charitable giving.

Meet the

Team

Each of our advisors is dedicated to proactively helping our clients pursue their personal goals. As an independent, fee-only firm, our clients can be assured that our advice is transparent with no hidden fees and no bias due to conflicts of interest to sell a certain product line or offering. Bottom line, we are looking out for our client’s best interests. Check the background of investment professionals associated with this site on FINRA's BrokerCheck.

  • dworley@worleybanks.com
  • 314-413-5856

Dave Worley

Partner

Dave focuses his practice on pension analysis and complementary strategies for Missouri educators.

He taught English and history for 29 years in Missouri – 5 years in a private school and 24 years in public schools before retiring from the Public School Retirement System of Missouri (PSRS) in 2006. His wife, Suzanne, also retired in 2006 from a 30-year career teaching English and history in Missouri public schools.

Dave’s experience sorting through the retirement process for himself and his wife led him to dedicate his practice to helping Missouri educators analyze their retirement options and make informed decisions.

Dave enjoys traveling out West and spending time with Suzanne, their children Heather, Lauren, Chad, and Marc, and their families.

Education

  • Washington University – BA in English
  • University of Missouri – St. Louis – MA Education
  • Lifetime Missouri teaching certificate – English and history

Timothy J. Banks

Partner

Tim's passion is helping families at retirement build holistic financial plans focused on income distribution, asset preservation, and estate transfer.

Tim has a strong devotion for his families that trust him with their financial well-being. Since 2002, Tim has helped families across the U.S. with the important financial decisions surrounding retirement and throughout. He loves working with families within the income distribution and asset preservation “phase” of their financial life. 

Tim is a student of financial planning and has a strong passion to learn more about it every day. He has been married since 2009. Tim and Roni live in the Webster Groves area and have two amazing kids, Annie and Calcaterra.

  • tbanks@worleybanks.com
  • 314-530-1223
  • jstclair@worleybanks.com
  • 314-530-2294

Jordan St. Clair

Advisor

Jordan helps families build a comprehensive financial plan that meets their needs and goals.

Jordan St. Clair is a Financial Planner for the Worley Banks Group. His focus is to help families understand how financial planning can help them achieve their goals. He has a wealth of experience advising physicians, business owners, and educators since 2012. Jordan's passion through financial planning is to give clients the tools, time, and peace of mind to live a meaningful life and pursue what matters most to them.

Jordan earned his Business degree from Southwest Baptist University and has been in the financial industry since. He lives in the St. Louis area with his wife, Joelle, and son, Joah. In his free time, he loves cheering on his hometown Kansas City sports teams, golfing, and spending time with family and friends.

Maggie Dunlop

Customer Service Manager

Maggie helps families with their daily questions and makes sure operations run how we planned for our families.

Maggie Dunlop is the Client Service Manager for the Worley Banks Group. Focus, organizational skills and two decades of retail service have developed her devotion to making her clients happy. Connecting on a personal level, communication and earning your trust is the foundation to helping you accomplish your financial goals. Maggie’s intention is to harmonize business and the family environment within the Worley Banks Group.

Maggie loves traveling with her husband, Matt, (and will go anywhere!), photography, hiking with her dog, Kiva, and spending quality time with friends and family.

  • mdunlop@worleybanks.com
  • 314-530-1281

News

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Contact Us

Plan Your Future

  • 314-530-2700

  • 6 CityPlace Drive 
    Suite 460
    Creve Coeur, MO 63141

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