Our Guiding Principle
Every Encounter Matters
Nothing can replace the personal relationship we have with our clients. Our organization is structured so our financial advisors are available to meet and review your financial plan—on your schedule. Technology has impacted financial advising in significant ways. We embrace change and use technology to serve you better and enhance our personal relationship with you.
Each of our advisors is dedicated to proactively helping our clients pursue their personal goals. As an independent, fee-only firm, our clients can be assured that our advice is transparent with no hidden fees and no bias due to conflicts of interest to sell a certain product line or offering. Bottom line, we are looking out for our client’s best interests. Check the background of investment professionals associated with this site on FINRA's BrokerCheck.
Dave focuses his practice on pension analysis and complementary strategies for Missouri educators.
He taught English and history for 29 years in Missouri – 5 years in a private school and 24 years in public schools before retiring from the Public School Retirement System of Missouri (PSRS) in 2006. His wife, Suzanne, also retired in 2006 from a 30-year career teaching English and history in Missouri public schools.
Dave’s experience sorting through the retirement process for himself and his wife led him to dedicate his practice to helping Missouri educators analyze their retirement options and make informed decisions.
Dave enjoys traveling out West and spending time with Suzanne, their children Heather, Lauren, Chad, and Marc, and their families.
- Washington University – BA in English
- University of Missouri – St. Louis – MA Education
- Lifetime Missouri teaching certificate – English and history
Timothy J. Banks
Tim helps families at retirement build holistic financial plans, based on income and asset preservation.
Tim is dedicated to the families that trust him with their financial well-being. For 17 years, Tim has helped families at retirement build comprehensive financial plans around their goals and concerns. He loves helping families make the important decisions they need to make at retirement along with the emotions that come with retirement and their finances.
He is a student of financial planning and has a strong passion to learn more about every area of finance. The biggest reason for his success is the team behind him. Tim loves his family, friends, golf, and cleaning poopy diapers.
- Bachelor’s Degree from the Missouri State University – Business Management
Jordan St. Clair
Jordan manages operations, fostering an efficient culture that ensures outstanding service and care to every client.
Jordan St. Clair is the Chief Operations Officer for the Worley Banks Group. His focus is to maintain an efficient operational culture that provides outstanding service and care to every client. He brings a wealth of experience advising physicians, business owners, and young professionals to the Worley Banks planning and operations teams. Jordan's passion through financial planning, is to give clients the tools, time and peace of mind to live a meaningful life and pursue what matters most to them.
Jordan earned his Business degree from Southwest Baptist University and has been in the financial industry since. He lives in the St Louis area with his wife, Joelle. In his free time, he loves cheering on his hometown Kansas City sports teams, golfing, leading youth at Calvary Church and spending time with family and friends.
- Bachelor’s Degree from Southwest Baptist University – Business Management
Ryan Furlong, CFP®
Ryan educates and explains complicated concepts, empowering clients to make critical financial decisions.
Financial planning can be complicated and has many layers, which is why Ryan makes it his mission to break down the complicated and communicate in a way that resonates with clients. Ryan loves educating clients and giving them a sense of empowerment in making their most critical financial decisions. The most enjoyable aspect of his role is building deep, long-lasting relationships with the individuals and families he works alongside.
Ryan earned a bachelor’s degree in Financial Planning from the University of Missouri Columbia and has been in the financial planning industry since. In his free time, Ryan loves cheering on the St. Louis Blues, golfing, spending time with family and friends, and going on hikes with his dog Molly.
- Bachelor’s Degree from University of Missouri Columbia – Financial Planning
- CERTIFIED FINANCIAL PLANNER™ professional
We're launching our Registered Investment Advisor (RIA) and moving to a new office.