comprehensive financial planning
How We Help You Succeed…
Our passion is to help families within five years of retirement or already retired to build a holistic financial plan. We help you navigate the complex world of retirement planning, pension planning, investment management, risk management, tax planning, estate planning and philanthropy. Going forward, we rely on ongoing in-depth analyses to guide us.
Comprehensive Financial Plans
Objective. Analytical. In-depth. With a holistic financial plan, clients can turn their investments into income and protect their principal for future generations. We guide you through our thorough process—backed by our experience and planning software analysis—to ensure all the details of your financial life are covered.
Retirement & Tax Planning
Retirement decisions can be complex and puzzling. Our focus is on simplifying these important retirement decisions and guiding you toward the plan that fits you best.
Likewise, tax strategies play a large part in any comprehensive financial plan. We coordinate our plans with tax professionals to make sure we are being proactive.
Pension Planning (PSRS & PEERS)
We are equipped to address the unique planning needs of Public School Retirement System of Missouri (PSRS) and Public Education Employees of Missouri (PEERS) members. We have over 15 years of experience helping PSRS and PEERs educator members make wise decisions regarding their pensions.
Too many financial firms focus solely on investments while ignoring the need to insure and protect assets. We perform a thorough risk analysis for every comprehensive plan. Our experience with PSRS and PEERS pensions taught us the value of life insurance as a tool for protecting a pension benefit and creating an asset that can carry on to the next generation.
Estate Planning and Philanthropy
Estate planning is the ribbon that ties your comprehensive financial plan together. Multi-generational planning is essential, yet it is often overlooked or pushed “down the road.” Our responsibility is to help you organize your financial life, and the estate planning piece gives our clients confidence knowing their assets will pass to future generations. In addition, estate planning opens avenues for charitable giving.